Central Coast Realty Group

Serving the Central Coast


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Three Central Coast Towns Receive Honors

We’ve always known that our little slice of the Central Coast was a special place, but now three of our local areas have been raised up on a public platform, and we couldn’t be more proud to call the Central Coast our home!

Pismo Beach – Ranked in the Top 22 Best Small Town Family Weekend Destinations pismo_beach_L

First up on the list of honors is Pismo Beach. This Central Coast haven is renowned for its beautiful beaches, classic California surf culture, and plethora of outdoor activities.

Recently ranked in the top 22 Best Small Town Family Weekend Destinations by VacationIdeas.com, Pismo Beach has secured its reputation as a coveted destination for the ocean-minded sportsman, those seeking a relaxing day on the beach, and active families of all varieties.

Paso Robles – No. 2 on the List of 11 Unexpectedly Romantic Cities Paso-Robles-The-Washington-Lobbyist-1024x645

When considering romantic cities, a few usual suspects are sure to jump to the front of the mind – Paris, Venice and…Paso Robles? That’s right. Our very own Paso Robles, CA has made the cut for one of the most unexpectedly romantic cities. Home to rolling hills, beautiful oak trees and vineyards as far as the eye can see, it’s no wonder the place evokes charm. It’s the perfect spot to grab a picnic basket in one hand, your sweetie in the other and enjoy the serenity of the vineyards and an easy stroll through town.

Cambria – Ranked in the Top 25 Best Small Town Honeymoon Destinations cambria-california-unplugged

Cambria has long been appreciated for its small town charms and relaxed coastal vibes, but with its recent ranking as one of the top 25 Small Town Honeymoon Destinations there’s sure to be an influx of newlyweds seeking out the enchantment that only a place like Cambria can provide.

Honeymooners looking for a mix of history, adventure and relaxation won’t be disappointed in the Central Coast town, where good food is abundant, the scenery breath-taking and the romance everywhere.

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July Fourth in San Luis Obispo and North Santa Barbara County

Prudential California Realty is Central Coast’s Real Estate experts. Our first priority is you – always. It is our goal to provide you with the most innovative real estate services on the Central Coast.

Happy July Fourth everyone!

Is today your favorite holiday? We sure hope so, because there is a lot going on in San Luis Obispo and North Santa Barbara County this Independence Day.

In this post, we’ll give you the scoop about the most fun and exciting events in the area so you, your family, your friends, and whoever else you want to grill and watch fireworks with can have a memorable time.

Arroyo Grande: 1 p.m. Village Band concert, hot dogs, lemonade and ice cream. Rotary Bandstand, Heritage Square Park. 473-2250.

Atascadero: 7 a.m. pancake breakfast; 8 a.m. bike rides, 5K, 10K, one-mile runs; 10:30 a.m. games, rides, food, live music and more. Atascadero Lake Park, 9305 Pismo Ave.

Avila Beach: 8 to 11 a.m. pancake breakfast ($2.50 to $5) fundraiser. Doggie Parade 11:30 a.m. to noon. Avila Beach Community Center, 191 San Miguel St. Boat parade at noon at Avila Pier.

Cambria: 11:30 a.m. Family fun all day, food and entertainment, followed by fireworks at 9 p.m. Shamel Park, 5455 Windsor Blvd. 924-1814.

Cayucos: 5 to 8 a.m. sand-sculpture contest; 10 a.m. parade; 11 a.m. to 3 p.m. barbecue; 1 to 4 p.m. bingo; 9 p.m. fireworks at the pier. Downtown. 995-1200.

Morro Bay: 10 a.m. skateboard race; 1 p.m. bike parade, food, drink and music; 9:15 p.m. fireworks. Tidelands Park, south end of Embarcadero. 772-4467.

Pismo Beach: 10 a.m. Live music, food, crafts, artwork and family activities; 9 p.m. fireworks. Pismo Beach Pier. 773-4382.

San Luis Obispo: 11 a.m. to 3 p.m. Live music, barbecue, carnival games, face painting, arts and crafts. Mitchell Park. 781-7300.

Templeton: 7 to 9:30 a.m. Pancake breakfast; 10 a.m. to 4 p.m. parade, games, entertainment and music. Food and beverages. Community Park, 550 Crocker St. 434-1789.

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Do you have fun and exciting Fourth of July plans? Please share with us how you will be celebrating in a comment below.


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4 Summer Financial Tips to Make Buying a Home Easier

Prudential California Realty is Central Coast’s Real Estate experts. Our first priority is you – always. It is our goal to provide you with the most innovative real estate services on the Central Coast.

Summer officially begins this week and while we excitedly await the fun activities that this bright season has in store, we are also gearing up for some financially responsible tasks. This is a great time to get finances organized so we can relax and soak in the sun without any nagging worries.

A big part of purchasing a home involves having your finances in order. So, what can you do stay organized and keep yourself protected this summer and onward? Below we have 4 great summer financial tips.

1)   Get and Stay Organized

Set up a filing system that makes it easy to track different expenses which will make filing taxes a cinch next year. Organize a file system to easily store receipts so that each day, when you come home, you can quickly and painlessly store them. For example, you might want to have separate files for expenses related to your car, business, health care, and child care. The goal here is to get organized and to design a filing system that makes it easy to stay organized.

2)   Go Electronic to Go Green and to Stay Ordered

As you may already be aware, so much of what we could only do on paper before can now be done online and with greater efficiency. The benefit of using online measures instead of paper is that we save trees and the environment, and we can have more proficiency in terms of organization. Online software features help us stay organized, keep track of our spending, saving, and budget, and all conveniently in one location without all the clutter.

3)   Get Rid of Unnecessary Documents

Important documents require that you hold on to them for 7 years, 10 years, or sometimes longer. Old paperwork however should be shredded when it contains valuable information like your social security number, bank account or other account numbers. Simply throwing away documents that you no longer need and that are no longer relevant is not enough. Shredding them is mandatory in order to maintain a sense of personal security. Important documents that you still need should be saved and archived in a lockbox.

4)   Check your Credit

Your credit score should be regularly monitored. If you find mistakes, do what you can to fix them to keep your credit score impeccable.

Do you have a summer financial tip that you think should have made our list? Please share it with us in a comment below.

Thanks everyone, and have a great summer.


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5 Exciting Summer Events in San Luis Obispo and Northern Santa Barbara County

Prudential California Realty is Central Coast’s Real Estate experts. Our first priority is you – always. It is our goal to provide you with the most innovative real estate services on the Central Coast.

We are just about two weeks away from summer and you know what that means for us. As our tradition is, we update residents and visitors to the San Luis Obispo and North Santa Barbara County areas about what fun and exciting summer events they can expect.

Unfortunately, because so much happens in this area, we can’t include everything on our list, but we will tell you about some of our favorite events. These events are great for families, dates, and just getting out of the house to enjoy the sun and maybe some wine.

Summer is here and so are some of the exciting events you can expect!

Art After Dark

Art Galleries in San Luis Obispo – 6pm-9pm

Every first Friday, hundreds of visitors converge on downtown SLO to see new art exhibits and add to their growing collections. With dozens of galleries and non-traditional exhibit spaces, it’s SLO’s favorite night of the month to celebrate art for free! Though many shops are open earlier, Art After Dark officially starts at 6pm and runs to 9pm.

On a typical Art After Dark, over 20 galleries and non-traditional art venues (think restaurants, boutiques, and salons) spotlight the best of established and emerging local artists. They sometimes also feature the works of nationally and internationally acclaimed artists. Expect sore feet and creative juices to be flowing from 6 to 9pm on the first Friday of the month.

Bike Happening!

Mission San Luis Obispo – 9:30pm-10:30pm

The first Thursday of every month, after Farmers Market, enjoy pedaling thru downtown SLO with hundreds of other bikers. Or watch those that pedal – a different costume / decoration theme every month. Have fun and obey all traffic laws!

Village Summer Concert Series

Heritage Square Park – 1pm

From June 9th to September 8th on every Sunday, enjoy free summer concerts at the Rotary Bandstand in Heritage Square Park from June through September. Bring your picnic baskets, lawn chairs and blankets and enjoy a variety of musical themes. For additional information please call: 805-473-2250 or 805-474-6646.

Wine Rail Excursions

Trip starts alternate between San Luis Obispo and Paso Robles Amtrak Stations – Time varies between 10am and 2pm

Wine Rail Excursions on the second Sunday of every month. Special Excursions occur year around and private Excursions are available anytime. Trips include a ride on Amtrak’s Coast Starlight across the scenic and historical Cuesta Grade between Paso Robles and San Luis Obispo, complimentary wine tasting at rail related wineries, light lunch snack, rail history and a private Ride-On bus ride to complete the trip. Trips last approx. 5 hour

KAYAKING: Dinner on the Dunes

Morro Bay State Park Marina – Various Times

Through December 31st, 2013 the Dinner on the Dunes Morro Bay kayak trip is possibly one of the most unique kayak trips in California. Kayaking Morro Bay in the late afternoon, you will visit some of the favorite hangout areas for local wildlife before heading to the outer sandspit. Beaching on the far side of Morro Bay, you’ll have a chance to frolic in the pristine sand dunes while your guide prepares a delicious California beach style grilled dinner, including complimentary locally produced wines and beers and a selection of sodas, juices and bottled waters. As the sun slowly slips behind the dunes of Morro Bay, you’ll climb back in your kayak for a magical paddle in the deepening dusk back to the docks – an experience you will not soon forget!

These are just 5 of the numerous and diverse chances you have to get out this summer and enjoy time with friends, family, or just enjoy a nice solo trip somewhere.

What are your summer plans? Tell us in a comment below!


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3 Home Loan Myths to Watch Out For

Prudential California Realty is Central Coast’s Real Estate experts. Our first priority is you – always. It is our goal to provide you with the most innovative real estate services on the Central Coast.

Surely you have heard that no words rhyme with orange and silver. Everyone knows that, right?

Well, it’s a myth. The truth is that both of these words have rhymes but the words that rhyme with them are rare. Sporange rhymes with orange and chilver rhymes with silver.

While knowledge of this will hardly help you buy or sell a house, or qualify you for a home loan, there are some other myths worth knowing about. In this post, we will discuss 3 home loan myths and help you understand what the truth actually is.

The importance of understanding these myths is to avoid making costly mistakes that can be difficult to rectify later. In all areas of life, we may be operating under certain presumptions that are actually not true. We want to make sure you make the right decisions when it comes to your home loan.

When you are done reading these 3 home loan myths, we invite to visit this page so you can learn more different types of loans and which one is most appropriate for your endeavors.

Myth #1: The lowest rate is the best rate

Truth: The lowest rate might appear the most appealing, but there could be strings attached like higher fees and lower flexibility, or the cheap rate might only last for a short period of time.

First, work out what product type and features best suits your lifestyle and financial needs and objectives, and then focus on cost.

Myth #2: A fixed rate loan is better than a variable rate loan

Truth: Similar to the above, the fixed vs. variable decision simply depends on which type of loan best meets your needs. Fixed loans provide repayment certainty and can save you money if interest rates rise (or lose you money if rates fall). But they can also be costly to exit during the fixed rate term and they lack the flexibility of variable rate loans.

Myth #3: Paying the minimum loan repayment each month is the way to go

Truth: If you want to reduce your interest costs and get your loan paid off as fast as possible paying more than the minimum repayment each month is the way to do it. The interest you owe is calculated daily and charged according to your repayment cycle, so the more you pay off the more you’ll save, especially in the first few years of your loan. But, if this is a strategy you’re considering make sure your lender allows for repayments above the minimum or for lump-sum payments without penalty.